If you’re struggling under the crushing weight of debt, you could try burying your head in the sand, but that rarely works. You could also try to dig yourself out of the hole you find yourself in without any assistance whatsoever, but that is likely to be stressful. So, what do you do? You make use of one of these excellent debt obliteration tools, that’s what...
Clarity MoneyClarity money is an app available for iOS users, which performs a wide range of functions from helping you to cancel subscriptions that are wasting your money to assisting you with the setting up of a savings account, But, perhaps best of all, it enables you to set spending limits for various areas of your life, and alerts you if you’re spending too much on, say clothing or groceries. This helps you to cut out the excess and save more money that you can use to pay down your debts.
DCLThe debt consolidation loans you can find at https://debtconsolidation.loans might not exactly be a high-tech tool for obliterating your debt, but they can be very effective indeed. Why? Because they allow you to pay off all of your debts with one single loan, which is typically lower in interest than your previous debts, and therefore more manageable.If you have lots of debts and you’re struggling to manage them all, let alone find the money to pay them off each month, this is an excellent option. Mint
Mint is a fantastic budgeting app that is available for iOS and Android users. You can use it to create a personalized budget that will use your financial data to determine how much you should be spending on what. Not only that, but it also features your credit score, so you can see how well you’re doing and monitor your progress towards financial freedom. If you’re struggling to get out of debt because you don’t really have much of a handle on your spending habits, it’s one tool you won’t want to miss.
UnsplurgeUnsplurge is another excellent budget app, but it is only available to Apple users. It's Worth mentioning here though because it’s rather unique in that it works on the principle of delayed gratification, encouraging you to save up for the things you want instead of getting them right now. You can find Unsplurge at https://itunes.apple.com/us/app/unsplurge, and I suggest you check it out if you want to get your credit card habit into check and start experiencing the feeling you only get when you’ve worked hard, made sacrifices and saved to get the things you really want.
Debt Payoff PlannerThis Android app uses the snowball method to help you determine and follow the best debt payoff path for you. If you’re finding it hard to manage your current debts, it is probably the app for you.
With any or all of these fantastic tools at your disposal, getting to grips with and obliterating your debts once and for all is unlikely to be a problem.